Market Capitalization Targets

What is the percentage needed to increment or deincrement to the nearest number of arbitrary end number places. How much must market cap change in order to reach the nearest hundred million? In other words, what percentage gain takes 189.5 billion to 189.6 billion? How about down?

1) Know variable number to be measured
2) Know variable number of end number places to target
3) Find variable number percentage needed to move up or down
4) Optionally: Run random or stepped simulations and graph the data and results
5) Optionally: Specify denominations (B=billion, M=million, etc.) with a letter

No prewritten compound algebraic functions
ex: =MOD() is OK if % is not available, =ROUND() may NOT be ok because that can be solved algebraically

 

Here is a simulation of some numbers when evaluated by my solution:

Anatomy of an Itinerary

What is the genesis of your perfect travel itinerary? What concept kick-starts your plans, taking you to awe-inspiring destinations filled with rich, foreign cultures? Perhaps it’s venturing to the UNESCO sites. Or how about checking off countries and continents? Well, what gets me going is a far-flung hotel with an attractive award redemption rate—a new hotel in a new place means new things to do! That hotel becomes a home base from which a well-structured itinerary can frame an incredible travel experience.

This entry is all about how I have planned my future trip to southern Chile.

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Flurries

Flurries of activity, things get done. Lately lucrative bank bonuses earned in exchange for opening new accounts has become very attractive. Giving away my personal information to big financial institutions. Running their respective gauntlets, adhering to the requirements and rules, and operating within the terms and conditions:  Quite an awesome angle on extracting big bucks for simply playing a little game.

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Design and Improvements

Growth! Movement! Design!

This past Saturday morning I had quite a list. Open tabs, scattered notes, partial plans. These things (each a tiny project in itself) had been staring back at me from my desktop for weeks. However Saturday morning I also accomplished a lot.

It took some distilling and arranging but I lined up tasks and knocked them out one after the other. The method I use to force myself to action is to leave tabs open in my browser until I act on whatever the project is that requires the content from that page. Constant exposure to information (the tab) that might help me so finish the project and free up space (in my browser and in my mind) is an excellent form of perpetual prompting. Personally I find this method works quite well. The drip of stress is a strong motivator.

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Blogging on the Cheap

This site was assembled fairly quickly and it is built upon the most cutting edge blogging platform out there. WordPress is so powerful; it facilitates publishing yourself on a global scale. Words and thoughts belonging to you stand independently. They stand right alongside juggernauts like CNN, Reuters, and Yahoo, and are just as accessible. Your ideas on view to all the world. It’s an inspiring sensation. Here’s how I did it and how you can too:

  1. Register a domain name with Namecheap* – $10 per year
  2. Open an account with DigitalOcean – $5 per month
  3. Install and configure WordPress – free!

This comes out to around $70 per year. Totally doable! It’s a heck of a lot cheaper than a “full featured” web hosting plan, you receive root access to your own shell, and you get to walk away with valuable skills.

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Things Be Gone!

Last night after writing Declutter I separated and stacked a few items and tried to decide which to create a Craigslist listing for first. With the low light of evening less than ideal for positive photography results, it was decided:  I would write item descriptions that evening and take pictures the next morning.

Yeah, those photos didn’t happen.

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Declutter

A large part of my mental comfort insists on my apartment being orderly. I’ve read or heard it described somewhere that the wide variety of environments we inhabit each day have both positive and negative affects on our moods and mind. It would seem that acute attention should be paid to designing a stimulating and supportive primary living space.

When I walk into a room, especially one that I know well, open spaces and the familiarity of a few cherished mementos placed thoughtfully is a deep and genuine welcome to me. The warm sense that even space and inanimate objects acknowledge my presence and invite me with emptiness is a happy and comfortable feeling indeed.

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The Best Health Savings Account – An HSA Redux

I left my old job in mid 2015. That was a grand moment. As the year came to a close, I enjoyed the last few remaining winter months happily unemployed and free. Then, in March, I went back to work.

Anyway, that doesn’t matter. This story isn’t about work. Instead, it’s all about a little HSA account I adopted way back in 2013, and its now rather imminently impending replacement.

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Tricking Tax Year 2015

That title just sounds a lot slicker than “Unusual Retirement Account Funding Techniques.

Last year in April I wrote Debt Free, my ode to faithfully filling up my Vanguard Traditional IRA to its $5,500 brim. At that time I was about $2,500 short of maxing out my IRA. My solution was to fund my Target REDcard (since discontinued by American Express) by charging the $2.5k to my Capital One VentureOne card, withdrawing the balance from REDcard to my checking account, and finally transferring the funds to my IRA account.

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